Two short years ago, in a blurry post-grad bubble, my finances were a hot mess with no sign of cooling down. I had both hands full of credit cards with thousands of dollars charged to them that I refused to think about beyond the minimum payment that haunted my inbox at the end of every month. I had nothing saved. My idea of financial planning was hitting up the grocery store when it was necessary (i.e. if none of my friends were free for dinner and margs), then crossing my f